Company

Building the AI workforce for private credit

AZ2 was started by credit investors and engineers who lived the problem: sophisticated capital, allocated through workflows held together by email and Excel. We build agents that do the routine work of credit operations, so judgment, the part that matters, gets all of your team's time.

Why AZ2

Credit judgment deserves better infrastructure

Sophisticated capital, allocated through workflows held together by email and Excel. We started AZ2 to change where a credit team’s attention goes.

214borrowers monitored on the platform
100%of produced figures source-linked
4modules on a single credit record

Composite scenarios based on design-partner workflows.

2023

Inside the credit marketplace

AZ2 started inside the credit marketplace. We originated and underwrote as a fund, co-invested alongside other credit funds, and sat across the table from banks, advisors, sponsors and family offices. From the inside, the pattern was unmistakable: credit teams spending their nights re-keying borrower financials and reconciling amendment three against amendment two, while the actual credit questions got whatever time was left.

2024

The first agent

We built one narrow thing well: an intake agent that chased documents, spread the financials and linked every figure back to its page. It ran a full quarter of reporting without an analyst opening a spreadsheet.

2026

The whole lifecycle

Today AZ2 runs diligence, memo drafting, portfolio monitoring and collaboration on one record. Machines carry the throughput. People make the calls. That division of labor is the product.

Principles

How we build

Three commitments that shape every agent we ship.

01

Rigor over flash

Credit is a downside business. We optimize for being right, auditable, and conservative, not for demos.

02

Source-linked, always

Every number the platform produces traces to a page, a cell, a clause. If it can’t be traced, it doesn’t ship.

03

Humans approve

Agents act, people decide. Nothing leaves the platform, a memo, a notice, an email, without your sign-off.

Audit trail \u00b7 Meridian Foods
Actions logged today
214
Source-linked
100%
Revenue (LTM) → CreditPack.pdf, p.14traced
Net leverage → Compliance cert Q3traced
Covenant notice → pending your approvalreview